Ipadala mo lang ang gastos mo sa Telegram. WealthBuddy na ang bahala sa listahan.
Message WealthBuddy on Telegram the way you’d text a friend. It turns your gastos, kita and receipts into a clear record, then shows you where your money goes.
Only Wealth Systems accounts can use WealthBuddy. Piggy Bank students already have access for their program. Others can join the WealthBuddy program on the Wealth Systems website.
WealthBuddy@KageWSBot · Telegram
Grab 230 papuntang office
👀 Review before saving
💸 Type: expense
💵 Amount: PHP 230.00
📝 Description: Grab to office
🏠 Entity: Personal
🏷️ Bucket: Survival
🚕 Category: Transport
ConfirmCancel
✅ Saved
Sample chat. Nothing is saved until you tap Confirm.
Filipino money words, explained
Gastos
expense
Kita
income
Sahod
salary
Ipon
savings
Utang
debt
Negosyo
business
Resibo
receipt
Baon
allowance
How it works
Three steps, no spreadsheet.
1
Set up in minutes
Tell us your name and pick personal only or personal plus your business. Activate your access, then add your GCash, banks and cash on hand.
2
Message WealthBuddy on Telegram
Send “Lunch 250 GCash” and check the card before it saves. For receipts, just send a photo.
3
See where your money goes
Insights charts, the 7 Buckets, budgets and savings goals show what you recorded, month by month.
What you get
Everything in one place, nothing hidden.
Log by chat
Type it in English, Filipino or a mix of both, like “Sahod 25000 BPI” or “Baon 150 cash”. WealthBuddy fills in the details.
Receipts read by AI
Send a photo of a receipt on Telegram or upload it on the web. The AI reads the amount, date and store, and you approve it before anything is saved.
Automatic categories
🍔 Food, 🚕 Transport, 💡 Utilities and more, each with its own icon. Add up to 30 categories of your own.
Insights you can read
A monthly trend of income vs expenses, spending by category and by bucket, and where you spent the most.
7 Buckets, budgets and goals
Sort spending by purpose (Survival, Comfort, Security, Growth and more). Set a budget, record recurring bills in one tap and grow your savings.
All your accounts
E-wallets, banks, credit cards and cash, plus any utang (debt) you owe or are owed. Below zero? We’ll ask what might be missing.
Personal and business
Keep your own money and up to 10 businesses apart, in one account. No more mixing business sales with personal spending.
Gentle check-ins
Optional daily check-ins, a weekly recap and daily motivation from an AI guide drawing on Harry’s principles.
Works with the accounts you already use
GCash
Maya
MariBank
BPI
BDO
GoTyme Bank
UnionBank
ShopeePay
+ Metrobank, RCBC, Coins.ph, cash and more
Your data, your call
AI suggests. You decide.
Confirm before save
Chats and receipts become a card you review first. Prefer speed? Turn on Quick save for small entries, with Undo.
No bank logins
We never ask for bank passwords or full card numbers. You update balances yourself.
Download my data
Export your transactions anytime, or everything at once from Settings.
Undo and delete
Edit, undo or delete any entry. Delete your account anytime from Settings.
GCash
Maya
MariBank
BPI
BDO
GoTyme Bank
UnionBank
ShopeePay